Risk Management Program For A Financial Institution . As

Risk Management Program for a Financial Institution As time has shown, financial institutions undertake an abundance of uncertainty causing unpredictable risk consequences. As a result, executives instill risk management programs to assist in managing the organizations risks so they align with the company’s goals. Commonly sought goals include legal and regulatory compliance, tolerable uncertainty, survival, business continuity, earnings stability, profitability and growth, social responsibility and economy of risk management operations. Through the implementations of goal oriented programs, an organization can effectively minimize risk uncertainty. All organizations including financial institutions encounter risks from each risk†¦show more content†¦Furthermore, outdated technology would impact the facilities ability to prevent cyber-attacks, compete with competitors, provide superior customer service, and maintain workplace efficiency. Additionally, events influ encing the economic and political environment could impact financial stability for the organizations. External environmental hazards include extreme weather conditions that affect customer and employee safety. In addition, factors within ABC Community Banks internal environment include communications channels, as well as, the facilities culture. Communication channels impact the institutions policies, procedures and trainings, which when inadequate may cause work place errors. Moreover, assessing the culture will determine the general attitude and viewpoints of employees (Elliott, 2012). In scanning the environment of ABC Community Bank, the organizations can identify areas of weakness and adapt, in order to maintain tolerable uncertainty, while increasing business continuity and ultimately survival. Therefore, ABC Community Banks internal and external analysis will provide the groundwork for creating a risk management program that aligns with the organizations goals and risk ap titude. Identifying Risks Through the examination of ABC Community Banks environments, both internal and external risks of the organizations can be identified. ExternalShow MoreRelatedHealthcare Risk Management ( Hrm )1216 Words   |  5 Pages Healthcare risk management ( HRM) began in The late 1970s, when hospitals are facing a malpractice crisis (Kavaler Alexander, 2014). According to Kavaler and Alexander (2014), it is estimated more than 140,000 Americans die from medical errors and the cost ranges between $17 billion and $29 billion each year in the United States (Kavaler Alexander, 2014). In this essay, the student will explain a healthcare risk management program, evaluate the program for compliance with the American SocietyRead MoreRegulatory Standards Of The Federal Information Systems Management Act911 Words   |  4 PagesWithin this writing assignment I will discuss the following regulatory requirements comprise of the Federal Information Systems Management Act (FISMA), Sarbanes-Oxley Act (SOX), Gramm-Leach-Bliley Act, Payment Card Industry Standards (PCI DSS), Health Insurance Portability and Accountability Act (HIPAA), and Intellectual Property Law. I will also discuss security methods and controls which s hould be applied to ensure compliance with the standards and regulatory requirements. I will explain the guidelinesRead MoreRisk Management in Johns Hopkins Hospital1498 Words   |  6 PagesRisk Management in Johns Hopkins Hospital Introduction Risk management is the managerial process of plummeting unreasonable and unplanned losses that ultimately affect an organization. To many it is also referred to as a loss exposure handling mode of management. In many organizations especially health facilities such as Johns Hopkins Hospital, losses mainly attributes to a financial crisis and require proper risk management methodologies. There are a lot of risks pertained to many day to dayRead MoreEffective Management Of Project Risk Management1435 Words   |  6 PagesGood Risk Management – Good governance This article describes the effective management of project risks in an educational institution. In this article I’ll be talking about the information that are useful to the board members as well as the team with their risk management efforts. â€Å"In the future we will look at risks affecting the whole of an organization and its place in the community. We will address both upside and downside consequences, and our view will be enterprise-wide, integrated and holisticRead MoreRisk Management Program For New Employees1144 Words   |  5 PagesThe risk management program in any business, especially in a health care organization is an integral part of its day to day operation. The purpose of the risk management department is summed up by Kavaler Alexander (2014), â€Å"†¦a program designed to reduce the incidence of preventable accidents and injuries to minimize the financial loss to the institution should any accident or injury occur† (p. 5). Protecting employees, patients, vendors and visitors is an ongoing process and one that needs toRead MoreHealthcare Risk Management ( Hrm )1106 Words   |  5 Pages Healthcare risk management ( HRM) began in the late 1970s when hospitals are facing a malpractice crisis (Kavaler Alexander, 2014). According to Kavaler and Alexander (2014), it is estimated more than 140,000 Americans die from medical errors and the cost ranges between $17 billion and $29 billion each year in the United States (Kavaler Alexander, 2014). In this essay, the student will explain a healthcare risk management program, evaluate the program for compliance with the American SocietyRead MoreFraud Prevention1609 Words   |  7 PagesThis paper is about the benefits of a comprehensive control program. It will also talk about what would be the benefits from a control program. It will also talk about what procedures should be taken into consideration for the controls, including independent checks, and a system for the documents and records. It will go into talking about a fraud hotline program to help detect fraud and also preventing fraud. Fraud Prevention Management is aware of the increased requirements for a public companyRead MoreRisk Management Program For The Small Community Bank1314 Words   |  6 Pagesinvolves an amount of risk. A risk management program, which identifies, analyzes, treats, and monitors risks, is necessary for the bank’s operations. Mitigation strategies are implemented against potential losses or a bank failure. The executive in charge of developing and integrating the program is the Chief Risk Officer (CRO). The risk management program for the community bank addresses ten risks associated with Enterprise Risk Management (ERM) or traditional risk management processes, while attainingRead MoreDetails of a Research Study on the Foreign Exchange Process in the Tanzanian Banking System752 Words   |  3 Pagesthe ever present risks. Until recently, Tanzania had a fixed foreign exchange system making foreign exchange risks unimportant and irrelevant issues to established domestic businesses. Given that the country’s foreign exchange market is decontrolled and liberalized, operational risks in foreign exchange practices as well as its management have become a matter of interest to the banking institutions and other in the financial markets (Assad, 2011). Operational risk is taken as a risk of direct or indirectRead MoreRisk Assessment For Ba Continuum India Private Ltd1305 Words   |  6 Pages Risk Assessment for BA Continuum India Private Ltd. By Sravani Nandyala To Fulfill the Partial Requirements of ITC 6315, CRN 20283 Submitted to Prof. Jason Black Northeastern University – Collage of Professional Studies Abstract An extensive risk assessment for the company which I worked in India. This organization is a subsidiary of Bank of America. Majorly deals with the financial data of the customers. In this paper I would like to introduce a new approach to risk assessment for the

Hamlet, By William Shakespeare Essay - 1636 Words

Elisabetta Veltri Period 3 Mr. Levine English 101 Research Paper Hamlet Hamlet is categorized as one of the greatest plays ever written. In the play the main character Prince Hamlet has a very complicated character. As the play goes along Hamlet displays a wide range of emotions through his actions and his words. With doing this, it creates controversy amongst the critics and readers of the play. They find it difficult to come to a conclusion of whether Hamlet s â€Å"madness† is sincere or if he is simply a fake. However there is evidence in order to support one side of this debate. The answer simply lies in the actor s performance. In William Shakespeare’s tragedy, Hamlet, it is clearly evident Prince Hamlet is feigning madness in an effort to outsmart his enemies and avenge his father’s murder. Hamlet is distinctly pretending to have lost a grip on his own life. â€Å"There need be no doubt, then, that Hamlet s madness was really feigned† (Crawford).Throughout the entirety of the play many of the other characters such as Polonius question Hamlet s mental state. They are unsure whether he is acting crazy or if he has really gone insane. Polonius states â€Å"Though this be madness, yet there is method in t.†(Act 2, Scene 2), Polonius suggests that, even though Hamlet sounds crazy, he actually makes sense or he has a method. Polonius believes Hamlet is acting â€Å"mad† because his love of Ophelia has driven him to such a state. While Polonius is correctShow MoreRelatedHamlet, By William Shakespeare880 Words   |  4 PagesWilliam Shakespeare is praised as the pioneering English poet and playwright whose collection of theatrical works is regarded as the greatest artistic value throughout the history of English literature. Shakespeare delved into the spiritual and mental component of humanity and the consequences that arise from this human spirit when it is disputed. The most famous revenge tragedy play, Hamlet, is an excellent illustration of Shakespeare’s philosophical study of human nature. In Hamlet, the arguableRead MoreHamlet, By William Shakespeare899 Words   |  4 PagesWilliam Shakespeare, author of Hamlet, was a well-known author in the 1500s and is still popular today. He was born on April 24, 1564 in London, England. Although there were no birth records at that time, it shows he was baptized one year prior to that, which leads us to believe his birthday was in 1564 because children were normally baptized a year after their birth. Shakespeare’s writing style was very different than others at that time. He used many metaphors and rhetorical phrases, and most ofRead MoreHamlet, By William Shakespeare996 Words   |  4 PagesHamlet, written by William Shakespeare, with out a doubt holds the most famous soliloquy in English history spoken by Hamlet in Act III, scene i, lines 57-90. This soliloquy holds much importance to the play as a whole because it ties together the reoccurring themes of suicide and Hamlet’s inaction portrayed by S hakespeare. Hamlet poses a problem, which is the driving force of the play: â€Å"To be or not to be?†(III.i.57). Shakespeare uses this logical question asked by Hamlet to drive out his underlyingRead MoreHamlet, By William Shakespeare1178 Words   |  5 Pages In William Shakespeare’s play Hamlet, the protagonist suffers from struggles with major characters, especially with the women in his life. While reading the play Hamlet, Hamlet appears to be a disillusioned man. Throughout the play, Shakespeare has only casted two females: Gertrude and Ophelia. Gertrude is defined to be incestuous, naà ¯ve and cold-hearted. On the other side, Ophelia is characterized to be ignorant, innocent and fearful. After the quick marriage of his mother and evil uncle, Hamlet’sRead MoreHamlet, By William Shakespeare1308 Words   |  6 PagesHamlet is arguably one of the greatest tragedies in all of literature and when most people think of tragic plays, they think of none other than the one who wrote it, William Shakespeare. This classic story of revenge excites it’s readers with its main character, Prince Hamlet, who goes through the unique human-like process of revenge that is often overlooked. Many other stories rely heavily on the logi c of good people doing good things and bad people doing bad things just for the sake of their natureRead MoreHamlet, By William Shakespeare Essay1453 Words   |  6 PagesHamlet by William Shakespeare explores many aspects of mankind--death, betrayal, love, and mourning. Out of these, the most prominent theme in this play is death in the form of suicide. The main character, Hamlet, finds himself questioning the quality of life and the uncertainty of the afterlife once he discovers news of his father s death and the corruption in the kingdom that follows. Ophelia, Hamlet’s lover, is found dead later in the plot and is presumed to have committed suicide. In Hamlet’sRead MoreHamlet, By William Shakespeare1146 Words   |  5 PagesA character so complex, enticing and fascinating, his name is Hamlet. We are all Hamlet, and that, is the argument. Hamlet is an enigmatic character with many flaws. These flaws are the ones that prove similarities between us and him. A play so popular and significant is due to its huge relevance to us as a society. In the play Hamlet, William Shakespeare uses Hamlet’s character and metaphor to demonstrate that when one is left alone to their thoughts, these thoughts overtake reason. ConsequentlyRead MoreHamlet by William Shakespeare1456 Words   |  6 PagesThe play Hamlet, by William Shakespeare, takes place in a time where the impossible was a part of the lives of everyday people. Occurrences that people in the modern time would believe unbelievable. Yet, with just a quill and parchment Shakespeare’s is able to connect the past and present by weaving a plot with skill that is still unparalleled to this day. The play Hamlet this exceeds this expectation by revealing depth of Hamlets, the protagonists, character personality through the useRead MoreHamlet, By William Shakespeare1920 Words   |  8 PagesIn the play Hamlet by William Shakespeare, the character Hamlet must deal with both external and internal conflict. Hamlet encounters many struggles and has trouble finding a way to deal with them. With so many corrupt people in his life, Hamlet feels as if there is no one that he can trust and begins to isolate himself from others. A result from this isolation leads Hamlet to become melancholy. Hamlet struggles with suicidal thoughts, wants to kill King Claudius, and is distraught over his mother’sRead MoreHamlet, By William Shakespeare846 Words   |  4 Pagesalways been a contemplative topic. In Hamlet, the main character Hamlet thinks to himself about suicide. Hamlet was written by William Shakespeare. Shakespeare wrote Hamlet between 1599 and 1602. William Shakespeare is one of the greatest playwrights in history. Hamlet is about Prince Hamlet of Denmark who is trying to find out about the death of his father after his father s ‘ghost’ comes to him telling him it was his uncle who had killed him. While Hamlet contemplates suicide he gives his famous

Financial Management of the UAE-Free-Samples-Myassignmenthelp.com

Question: Analyze the Financial Management of the UAE. Answer: Introduction: This report has been prepared to analyze the financial management of the UAE market. For analyzing the financial performance of the UAE market, an international company as well as a UAE company has been analyzed and the performance of the UAE market has been analyzed through comparing both the companies. This report would focus over various financial analyses such as capital budgeting, capital structure, stock and bond decision and cost of capital. National Takaful: National Takaful is an UAE company which is operating its business into ABU DHABI. This company is operating its business through 6 branches in ABU DHABI market; the main business of this company is to offer the health insurance to its clients. This company came into existence in 2011 and currently it is only providing its services into domestic market (Home, 2017). Marshall Motor holdings plc: Marshall Motor Holdings plc is an England company which is operating its business into international market. This company has registered its stock into London stock exchange; the main business of this company is to offer new automobile products and services. This company came into existence in 20th century and currently it has diversified its market into 25 countries to enhance the market share of the company (London Stock exchange, 2017). Capital budgeting: Capital budgeting is a process which is used by the companies to analyze various investment opportunities on the basis of the companys requirement. Capital budgeting techniques of both the companies would be affected through various variables which are NPV rate, inflows and size of the investment opportunity (Gurufocus, 2017). NPV rate of both the companies could not be similar; the size of investment would be higher in case of Marshall. Financial analysis and forecasting: Further, financial analysis and forecasting over both the companies have been done to identify the financial strength and position. For this study, ratio analysis has been done over both the companies to evaluate the liquidity position, profitability position, financial structure position and efficiency position. Through the 5 year analysis over both the companies, it has been found that the profitability position of Marshall is much stronger than the NATIONAL TAKAFUFL PLC (Morningstar, 2017). Through the further analysis, it has been found that the NATIONAL TAKAFUL is required to manage the liquid position in the industry as well as in the market. The liquid position of the company depict that company is not even able to pay half of the current debts. More, it has been investigated that the efficiency position of the company is nil which depict that the company do not use the receivable and payable policies to manage the cash. But it is required for every organization to manage the level so that the sales of the company could be enhanced (Morningstar, 2017). More, the debt structure of the comapny depict that the debt equity and debt asset structure of NATIONAL TAKAFUL is quite competitive. Company has managed the debt and equity in such a manner that return and risk both the factors of the company could be controlled. Stocks and bonds decision: More, the study has been done over the bond and stock decision of the company. Through this analysis, it has been found that both the companies had not issued any bonds to raise the funds. Still, the risk free rate off both the companies is quite different to each other. The risk free rate of London stock exchange is 2.77% whereas the risk free arte of ABU DHABI is 3%. This depict that the risk free rate of Abu Dhabi market is much better than international market. More, it has also been found that the stock position of Marshall is better than NATIONAL TAKAFUL due to various strategies and better position in the international market (Guru focus, 2017). Capital structure: Capitals structure of a company depict about the sources through which the comapny has raised long term funds. Capital structure analysis depicts about the level of the risk and return in an organization. Through this analysis, it has been found that capital structure of NATIONAL TAKAFUL is as follows: Price Cost Debt 243766000 0.035 Equity 79175000 0.05038 322941000 This capital structure depict that the debt of the company is much higher than the equity of the company (Gulf Base, 2017). Company is required to enhance the level of the equity to manage the risk and return, both the factors of the company. Following are the capital structure position of the MAARSHALL MOTOR HOLDINGS PLC: Price Cost Debt 8912000 0.053 Equity 145638000 0.05017 154550000 This capital structure depict that the equity of a company must always be higher than the debt of the company to save the company from any kind of sudden risk (Morningstar, 2017). Cost of capital: More, the cost of capital of the company has been analyzed to identify the level of the total cost of both the companies. Following are the statement of cost of capita of the company: Calculation of WACC of National Takaful Price Cost Weight WACC Debt 243766000 0.035 0.75483 0.02642 Equity 79175000 0.05038 0.24517 0.01235 322941000 Kd 0.03877 Calculation of WACC of MARSHALL Price Cost Weight WACC Debt 8912000 0.053 0.05766 0.00303 Equity 145638000 0.05017 0.94234 0.04728 154550000 Kd 0.0503 Through the above tables, it has been analyzed that the cost of capital of National Takaful is lower than the MARSHALL. This has taken place due to the fact that the debt level of National Takaful is quite higher than the equity and the cost of debt o the company is quite lower (ADX, 2017). Though through the analysis, it has been found that company is required to manage the level of the debt and equity so that the risk factors of the company could also be controlled. Corporate governance and agency problem decision: Through the study over corporate governance, it has been analyzed that Marshall of following various rules and regulations to save itself from any legislations and further, the corporate governance polices of the Marshall is much better. Marshall has to perform its business into the international market and thus it is required for the company to manage the level of the corporate governance. The corporate governance level of the NATIONAL TAKAFUL is not that much bigger and various agency issues could be faced by the company due to its policies (Home, 2017). Conclusion: Through the evaluation over Abu Dhabi market and the international market, it has been analyzed that the financial position of the Abu Dhabi is quite lower than the international market. This market is required to work over various factors and policies to enhance the level of the financial strength and position. Abu Dhabi market is required to manage the liquidity position according to the standards to save itself from short term debt obligation. Further, the market must enhance the turnover so that the profit position of the company could be better. More, through the analysis, it has also been analyzed that the company of Abu Dhabi market, National Takaful is not at all performing good in concern of the managing the funds and making a good financial position of the company. More, it has also been found that the Abu Dhabi companies must make the policies and strategies according to the international companies so that their financial position could also be strong. References: ADX. (2017). NATIONAL TAKAFUL COMPANY. Retrieved from https://www.adx.ae/English/Pages/default.aspx available as on 20th Nov 2017. Bloomberg. (2017). NATIONAL TAKAFUL COMPANY. Retrieved from https://www.bloomberg.com/quote/TKFL:UH available as on 20th Nov 2017. Gulf Base. (2017). Market Indices. Retrieved from https://www.gulfbase.com/research-report-6173 available as on 20th Nov 2017. Gurufocus. (2017). London stock exchange. Retrieved from https://www.gurufocus.com/term/wacc/LDNXF/Weighted+Average+Cost+Of+Capital+%2528WACC%2529/London+Stock+Exchange+Group+PLC available as on 20th Nov 2017. Home. (2017). NATIONAL TAKAFUL COMPANY. Retrieved from https://takaful.ae/en/about-us/overview/ available as on 20th Nov 2017. Index (2017). Insurance industry. Retrieved from https://www.takaful.ae/english/index.aspx available as on 20th Nov 2017. London stock exchange. (2017). Marshall Motor holdings plc. Retrieved from https://www.londonstockexchange.com/exchange/prices-and-markets/stocks/summary/company-summary/GB00BVYB2Q58GBGBXASQ1.html available as on 20th Nov 2017 Morningstar. (2017). Marshall Motor holdings plc. Retrieved from https://financials.morningstar.com/ratios/r.html?t=MSLH available as on 20th Nov 2017 Morningstar. (2017). NATIONAL TAKAFUL COMPANY. Retrieved from https://financials.morningstar.com/income-statement/is.html?t=WATANIAregion=are available as on 20th Nov 2017.

Textbroker Content Trends 2015-2017

Textbroker Content Trends 2015-2017 Content marketing trends have continued to change, particularly since 2015. It appears as though businesses are more inclined to order higher-quality, longer content than before. People dont seem to be interested in a quick fix and prefer thoughtful, engaging content. For years, there has been a shift in the types of content industries are ordering. Since 2015, the trend of ordering lengthier, higher-quality content has continued to rise. Consistently, Poland held the lead for ordering the lengthiest content until Germany took over that spot in 2017. The Netherlands’ orders were always the shortest. Finally, each year since 2015, blog content was ordered the most out of the majority of countries where Textbroker offers services.Conclusion: People want higher-quality, longer-form content more than they used to.In the following images, you will be able to discern just how much of a shift there has been in the types of content ordered by Textbroker clients. Not just the quality a nd length of the orders changed, but also the industries for which the content was ordered.Textbroker Content Map Q1/2015(Click on the image to enlarge)Textbroker Content Map Q2/2015(Click on the image to enlarge)Textbroker Content Map Q3/2015(Click on the image to enlarge)Textbroker Content Map Q4/2015(Click on the image to enlarge)Textbroker Content Map 2016(Click on the image to enlarge)Textbroker Content Map 2017(Click on the image to enlarge)